Personalized financial strategies for your present and future.

WHAT’S INCLUDED IN YOUR FINANCIAL PLAN:

  • Income & Expenses Review

  • Debt pay down strategies

  • Setting saving goals: emergency fund, education, vacation, etc.

  • Crafting an investment policy statement (IPS) tailored to you

  • Determining risk tolerance and asset allocation

  • Tracking, consolidating, and optimizing existing accounts

  • Employer benefits Review

  • Insurance Review (no insurance products being sold)

  • Fund selection

  • Accountability check-ins quarterly to ensure everything is on track (if selecting planning + accountability)

  • Email/phone support as needed (if selecting planning + accountability)

  • Includes access to Monarch Money budgeting software and Right Capital planning software (if selecting planning + accountability)

  • Hourly

    Do you have investments already in place, but looking for a second opinion or check-in to review your progress? On a limited basis, we are available to review current plans and make suggestions. Please reach out to check availability. Hourly rate $150.

  • Planning Only

    For those who are looking for a one-time financial plan and no ongoing check-ins, the investment would be $2,500.

  • Planning & Accountability

    Full financial plan with ongoing quarterly check in sessions to review progress. Also includes access to Monarch Money budgeting software to monitor progress toward goals.

    Investment: $1,500 one time planning fee + $250/month

  • Management

    On a limited basis, we offer management services through our custodian, Schwab. Investment: 0.50% AUM

Our Process

  • We will schedule a free, no obligation 30 minute call to discuss your needs and goals to determine if we are a good fit to work together!

  • If we are a good fit, you will officially be onboarded as a client! This means you will sign our client agreement and fill out an investment questionnaire to help us determine what you need the most help with.

  • After getting a snapshot of where you are, we will discuss your financial goals. Where do you want to be in 5, 10, 15 years and beyond? What are your top financial priorities?

    This is when we will also create an IPS (Investment Policy Statement) if you do not yet have one.

  • Once we have your goals down, it’s time to delve into how we will get there. How should you invest and in what? How much? How often? The answers to these questions are all personalized to your individual situation.

  • With our financial plans (excluding management), you stay in control! Take everything you’ve learned during our sessions and get right to work. If you’d like feedback in the future on your plan or if life changes and you need extra guidance, you know where to find us.

How we are different

We exclusively offer fee-only financial planning services and act as a fiduciary - meaning your interests come first, always.

Unlike other investment firms, we do not sell any financial products, and we do not make commissions or receive kick backs on any funds we recommend. Thus, you can rest assured that we are working toward the same goal… your financial success!